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They are unfounded myths easily used by anti payday lenders to make people deny themselves of an chance to find solution to their immediate financial need. Pay day loans aim at working class people that need a lifeline before the next pay day. It is a 2 weeks short term loan, which cannot accumulate the high quoted APR of 391%.

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Who has not experienced a critical monetary emergency like college charges, an unexpected medical expense or vehicle fix just when wecan least afford it? When this occurs the monetary stress of being without funds could be so crushing we only don't know which method to turn orwho to request help.

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